Honesty guides good people; dishonesty destroys treacherous people. Riches won’t help on the day of judgment, but right living can save you from death.
There will be a judgement for all people. No one can escape it. We must prepare for it. How? By following a guide. A standard of living that has the judgement in mind.
When is judgement? It comes after you die. When will I die? Unknown. Anytime or years away. Some teach once you say a prayer to Christ to save you then you can live anyway you want without any fear of eternity. The key is the question “are you really a Christian?” Has there been a transformation in your life that has caused a life change? Does the sin you do (which we all do) cause you discomfort and you are troubled by it? If not then there may have not been a change in your heart. When you prayed you just spoke words and did not really mean it in your spirit.
Christ is not a life insurance policy. He is a way of life. Christ also teaches us to have a healthy fear of God (Luke 12:4-5)
The bible teaches everyone will stand before God and give an account for their lives.(Romans 14:10)
Even at the end of the Lords prayer there is a warning about forgiving others that we should all take seriously. (Matthew 6:13-15)
Live right. Live honest. Forgive others. Keep lightnside.